我们致力于为客人提供最优的贷款方案，最周到细致的服务，
最完善的贷款后续服务。
一个微信，通通搞定，改巢换贷，值得信赖
最完善的贷款后续服务。
一个微信，通通搞定，改巢换贷，值得信赖
Your monthly costs should not exceed 29% of your gross monthly income for a FHA Loan. Total housing costs often lumped together are referred to as PITI.
P = Principal
I = Interest
T = Taxes
I = Insurance
Examples:
Monthly Income x .29 = Maximum PITI
$3,000 x .29 = $870 Maximum PITI
Your total monthly costs, or debt to income (DTI) adding PITI and long-term debt like car loans or credit cards, should not exceed 41% of your gross monthly income.
Monthly Income x .41 = Maximum Total Monthly Costs
$3,000 x .41 = $1230
$1,230 total - $870 PITI = $360 Allowed for Monthly Long Term Debt
FHA Loan ratios are more lenient than a typical conventional loan.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1781235
www.winwinlend.com
17590 Colima Rd
Rowland Heights, CA 91748
Phone: (626) 545-1777
(626) 921-7777
melissasui777@gmail.com
info@winwinlend.com
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